I luckily got an appointment in March right before Los Angeles went into LOCKDOWN for 2 months. What about the free plan for low income seniors? Protect your overall health through dental insurance coverage and regular dental check-ups. Delta Dental is simply the best, which is why 60 million Americans make them their choice for dental insurance. I've submitted a claim that was INCORRECTLY DENIED of dental treatment services provided to me in a foreign country. The company is located in Haltom City, Texas and has been in business since 1997. Please don't ever use this company. I couldn't make a payment online, it was already set up. But my inquiry was marked as closed, so I would need to initiate another contact request, and if the first one was any indication I'd probably have to wait another month to get a reply that probably would be of no help. But they don't tell you that they don't cover teeth that are missing prior to coverage or replace old partials. Discount plans are not offered. CHANGE YOUR DENTAL PROVIDER NOW. And it starts here. Many or all of the companies featured here provide compensation to us. It was a lovely surprise to fight with Delta Dental for the following 6 months after that appointment after they denied coverage for any of the appointment. The website said it was processing my payment on August 27th from my account. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental. The company dates back to the 1950s and is committed to expanding access to oral healthcare. Product name, logo, brands, and other trademarks featured or referred to within our site are the property of their respective trademark holders. the plan is 2 stages. Read the Consumer Affairs reviews - those are honest. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental. Policies underwritten by any other Delta Dental member company, such as the dental plans marketed through AARP, are not eligible for the payment of commissions. Leave a comment for Delta Dental Insurance. To that end, you should know that many advertisers pay us a referral fee if you purchase products after clicking links or calling phone numbers on our website. Its location on this page may change next time you visit. Delta Dental Insurance review: User reviews. I hadn't been aware that I was set up for automatic payments from my checking account, but it said a payment was pending for September's premium. Transparency: I would hope that Delta is reading and just not posting. Read employee reviews and ratings on Glassdoor to decide if Delta Dental Plans … No worrying about percentages, deductibles, dollar maximums, or any other surprises. The analyses and opinions on our site are our own and our editors and staff writers are instructed to maintain editorial integrity. Almost every person has experienced toothache in his life. Insurance covers the patient, but supports the true client; the dental practice. However, given the underlying issue of customer service I will not sign up even-though I can get this from my company. With the Clear Plan, you'll know, in advance, what your share of the cost for services will be. Costco partners with Delta Dental to offer a dental discount plan and dental HMO plans. Representatives were not knowledgeable when asked questions regarding a claim and had to be transferred to a senior rep who happens to not know how to answer my question either. ConsumerAffairs is not a government agency. The company is a not-for-profit organization with some for-profit affiliates among its 39 independent member companies. When I retired I tried for two weeks to purchase their individual plan or their dental plan through COBRA coverage so I would not have a lapse in coverage. Plan & Payment. Set copayments so you know your out-of-pocket cost for each procedure. Compensation, along with hours of in-depth editorial research, determines where & how companies appear below. First Name * Last Name * Email Address * Zip Code * Date of Birth * CONTINUE. The problem is that dentists have a contract with Delta and therefore the client that the charges will be as advertised. Delta Dental has an "A (Excellent)" rating from A.M. Best, which affirmed the financial strength rating and the issuer credit ratings for the company. I was covered by Delta Dental of Oregon for 8 years through my employer. Please review the details of your plan or contact our customer service team for specific information. The state should look into their practices and not listen to the lobbyists promoting this insurance company. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental. One last thing – the Delta Dental discount applies to all care you receive from an in-network provider. In Feb, my dentist gave me the news and told me I couldn’t wait until my 6 month waiting period was over as things could get far worse. Administers the AARP Dental Insurance Plan. We know we can only be successful if we take your trust in us seriously! this is false. Be the first one to find this review helpful. With plans from Delta Dental, you get the same kind of dependable dental benefits offered by employers. I attempted to contact Delta Dental using the contact function in the online customer portal, and it took a full month to get the cryptic reply "Thank you for your inquiry. Policy is available for review during the quote process: No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums : Individuals who value knowing how much they’ll have to pay out-of-pocket any time they need dental work: Benefits are paid only when members see a Delta Dental PPO or a Delta Dental Premier dentist. With the largest dental network in the U.S., our dental plans cover more people — individually and through company plans — and have more participating dentists than any other dental benefits insurance coverage program. Delta Dental does NOT CARE about its members and just cares about MAKING MONEY! Delta Dental has worked with network dentists to lower the costs of their services. BestCompany rating of 4.1. Unsubscribe at any time. Delta Dental of Oregon has very poor customer service and representatives that take phone calls that have very little knowledge of their dental insurance programs. Start online, then finish in minutes at any CLEAR location with a photo ID (make sure you use the same name below). Payments are made directly, no need to wait for reimbursement checks. They deny covered procedures that should be done in conjunction with other procedures. I could go on but I’ll save you the time – DO NOT USE DELTA DENTAL – YOUR WELLBEING IS THEIR LOWEST PRIORITY!!! This came as a surprise as I have always had good dental hygiene. Delta Dental ranks 116 of 380 in Dentistry category. I moved a year ago. A complete set of dentures was supposed to cost me a maximum of $385. All license numbers are available. I went on to pay my premium for October only to find out that the pending status for September's premium didn't process for whatever reason and I was now more than 30 days overdue so they dropped me. I paid for the best insurance through AARP so that there would be no waiting period for services. Copyright © 2020 Consumers Unified LLC. I created an account on Delta Dental's online customer portal, and attempted to update my information, but there was no way to update my address. It now claims to be the nation’s leading benefits provider in the United States with over 150,000 dentists participating in its large national network and many plans also providing out-of-network dental coverage. We value your privacy. They pay for 90-100% of THEIR INTERNALLY SET FEE for this care. Clear Plan . Commissions will also not be paid by Delta Dental of New Jersey and Delta Dental of Connecticut for … How do I renew my dental plan? DO NOT STAY WITH DELTA DENTAL. Delta advertises that other procedures are based on "negotiated fees". The iDental Discount Program is a dental savings plan offered by United Concordia Dental, a leader in the dental industry for over 40 years. There enrollment is truly impacted by the negative comments which could clearly be fixed if the CEO of the company was doing their job. Delta Dental is the nation's leading dental insurance company, providing access to over 145,000 dentists at more than 292,000 office locations. The claim was initially denied and a... After calling to confirm a procedure was covered, I pushed the appointment the appropriate waiting period time, as told from a representative over the phone. Some services such as fillings, crowns, or bridges may have a waiting period depending on your dental plan. An extensive network: It's a disgrace to the entire system. Funnily enough, they kept taking money out of our accounts and are getting richer by people staying home. Delta Dental plans are available under the Affordable Care Act on the federal health care exchange. It is important to note that a dental discount plan is not a dental insurance plan. This makes it easy for you to find the best dental services in your area. This page is a joke. How do I know I can trust these reviews about Delta Dental Plans Association? Our brand, ConsumersAdvocate.org, stands for accuracy and helpful information. Dental benefits are important to you and those around you, so thank you for recognizing this and buying benefits from Delta Dental. In Jan 2020, I had signed up with Delta Dental on an individual plan (meaning not paid by my employer). in premiums and a 100 dollar deductible to save $400.00. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The cost is $42.85 a month/$512.20 per year. You save the most money by seeing an in-network provider. Delta Dental Insurance dates back to 1954 when it first began building out dental insurance programs for employees on the West Coast. Thank you, you have successfully subscribed to our newsletter! They were horrible to work with. Invitations on ConsumersAdvocate.org for application for insurance are made only where licensed by and through Consumers Advocate Group, LLC (in Florida, Consumers Advocate, LLC; in New York, Consumers Advocate Group of Washington, LLC; and in California, Fran Powel Insurance Services, LLC), and its designated insurance producer, Francine Powel, as an independent agent. Balance billing is not allowed, because participating dentists agree to accept Delta Dental's fee and the patient co-payment or deductible (if applicable) as full payment. This means cheaper treatments and bigger savings for you. Once you enroll, you’ll get coverage for diagnostic and preventive care, including exams, cleanings and x-rays. The fact that there is not a straightforward way for customers to do something as simple as update their address is a real problem, as is the very unresponsive and unhelpful customer service (or lack thereof) I was treated to when I tried to contact them about this issue. It said pending and there was nothing else I could do. Clear Plan No guessing: fixed out-of-pocket costs, no waiting periods or dollar maximums* More Details Hide Details Starts at $49.00* ... Delta Dental of New Jersey is a part of Delta Dental Plans Association. Our content is free because we may earn a commission when you click or make a purchase using our site. On August 27th, I logged in to pay. The coverage I have is supposed to cover 50 percent of implants. Benefits are paid only when members see a Delta Dental PPO or a Delta Dental Premier dentist. Delta is the biggest scam running. Why would I have questioned it when it was the same as every other payment. I waited over an hour for a rep to answer only to be transferred to another rep (senior) which I also waited to speak to for over an hour and then it turned out, I got transferred to a wrong senior rep, supposedly. There are no benefits when a member sees a dentist outside of the Delta Dental network. All Rights Reserved. About Delta Dental of Virginia Delta Dental of Virginia is the state's No. Cigna offers group plans with just in-network coverage, in-network and out-of-network coverage, and indemnity structures. In addition they cover Xrays every 5 years. Delta Dental boasts the largest network of dentists and partner companies in the country. Estimates should not be construed as financial or medical advice. They also do not compensate of their PPO providers fairly which discourage their members from receiving proper care. Click here to learn more about the difference between the dental insurance and discount plans. Enjoy reading our tips and recommendations. Estimates should not be construed as financial or medical advice. Sign up to receive our free weekly newsletter. The insurance does not pay what is says it will pay and the dentists they work with will quote one price, then charge a much higher price. Negotiated Fees. 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